I believe pretty much all of you have purchased at least one thing online in the past, right? And most of you probably purchase online regularly, be it goods on eBay, ebooks and courses or web hosting.
The question that I wanted to ask is: Do you prefer to use Paypal or credit card for those online purchases?
I know that one can also pay with a credit card via Paypal, but for this poll I am asking about using the funds on your Paypal account for the payment versus using your credit card directly in the payment form provided by the merchant on his website. Which one do you prefer?
Both options have pros and cons. Paypal is easier and quicker when you get the hang of it, and it also protects your credit card information. However, there are many people who complain about Paypal’s interface and people who had problems with their accounts over time.
Paying with a credit card enables you to charge back if you don’t get what you expected, and usually credit card companies offer good fraud protection. However, exposing your credit card information online has some risks as we all know.
Have your say in our poll, and do leave a comment if you want to share your experience or opinion on one of these payment methods.