Book Recommendation: Secrets of the Millionaire Mind


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Last week I read a book called Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth, and I think it’s one of those books that everyone should read, regardless of your age, profession and nationality.

As the title suggests the book is about developing the right mindset about money. What I liked about it, though, is the fact that it’s not focused on the “law of attraction”, but rather on practical things you can do to achieve wealth. I do believe on the “law of attraction”, but there are countless other books out there that cover that, so having one focusing on the practical aspects of things was refreshing.

The core of the book are the 17 “wealth files” proposed by the author, T. Harv Eker. They are:

1. Rich people believe “I create my life.” Poor people believe “Life happens to me.”
2. Rich people play the money game to win. Poor people play the money game to not lose.
3. Rich people are committed to being rich. Poor people want to be rich.
4. Rich people think big. Poor people think small.
5. Rich people focus on opportunities. Poor people focus on obstacles.
6. Rich people admire other rich and successful people. Poor people resent rich and successful people.
7. Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people.
8. Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.
9. Rich people are bigger than their problems. Poor people are smaller than their problems.
10. Rich people are excellent receivers. Poor people are poor receivers.
11. Rich people choose to get paid based on results. Poor people choose to get paid based on time.
12. Rich people think “both”. Poor people think “either/or”.
13. Rich people focus on their net worth. Poor people focus on their working income.
14. Rich people manage their money well. Poor people mismanage their money well.
15. Rich people have their money work hard for them. Poor people work hard for their money.
16. Rich people act in spite of fear. Poor people let fear stop them.
17. Rich people constantly learn and grow. Poor people think they already know.”

Obviously inside the book each “file” is expanded in great detail, examples are provided and so on. It’s not a long book either, so when you have some free time make sure to read it.

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26 Responses to “Book Recommendation: Secrets of the Millionaire Mind”

  • Peter

    Your review looks nice maybe I buy this book. I think that main principle for rich people is that they don´t work for money but money work for them and only poor people work for money

  • Jesson Liu

    It seems to be a great book that provides good ideas to get rich. although some principles can be imaged by common people, some are really helpful to all. Thanks for your sharing. Nice job!

  • Danny

    Looks like it may be a fantastic book to have a look at, Daniel.

    Have not heard about this book before as there are just so many books out there on the same or similar topics.

    I would imagine that many of the principles found in this book, will somehow be reflected in some way or another, in a number of other highly successful books on this topic.

    Often there is a thread that runs through many books revolving around improving ones lot in life, and becoming fiscally responsible.

  • Josefa

    This book has been my salvation, I have always wanted one, now I can thank their creators for changing my life and my friends

  • Suyesh Bhattarai

    I’ll definitely read this book. Just finished reading “The Tipping Point” and loved it. Liked the things that you mentioned in the book. I’ll look forward to reading it.

  • Sandra Blaine

    Everybody wants to be a Millionaire! That’s why I believe there are countless people including myself who are so interested to read books like this. Getting rich starts in mind setting, discipline and achievable goals. I can’t wait to grab a copy! πŸ™‚

  • Joseph Anzai

    This is a great book. It was given to me by a friend who went to one of Harv’s seminars. In the book Harv talks about our money blueprint. Basically why we think the way we think. WOW did it ever reveal my fears of become wealthy. A must read. I’m giving it to both of my children.

  • Cecil

    Thanks Daniel, Really good books affect the life of a person reading it. Mind set would be changed and paradigm shifted.. thus transformation of the whole being results.

    I LOVE reading books which change life… I know i am now changed, living in the positive way of life. Books that i have read transformed me and i would like to be transformed more to the best of what i can be.

    Thanks again Daniel, i will read again your book and share it also to others. God Bless

  • Ashvin Patel

    Since 2009 i have read this book more then 6 times and i love your all quote write in this post … (y)

  • Drake Mandova


    I could not do anything but buy the book for myself. From what I see here there are some good insight into leading and nurturing a positive thinking about making money.


  • Osman Hameed

    Thanks for the recommendation! Ill be sure to check it out.

  • Katie

    The Law of Attraction is a real force in nature.

  • Satyenhacks89

    After you described the book so beautifully, I am gonna read it…Let’s see how millionaire mind of mine works πŸ˜‰

  • Billy

    Whilst I agree with many of the points made in the book there is one theme that I would question. Emphasis is laid on the choices that “poor people” make. One of life’s realities is that a lack of money reduces or extinguishes the choices that a person can make, whilst the reverse is true for rich people. In other words, maybe poor people don’t make the right choices BECAUSE they are poor – rather than the other way round.

  • Ankit Kaul M.

    I have recently started reading this book and was blown away by it. It really opened my eyes about my own views on money and where it came from.
    Great book for people who want results!!
    Thanks for recommending “)

  • Brad

    I LOVE T. Harv Eker’s approach! He was one of my primary motivators when I began my business.

    He also has a seminar series, called the Millionaire Mind Intensive, which tour around North America every so often. I highly recommend one of those if you get the chance. It’s a nice combination of amazing information, uplifting atmosphere, and a fantastic networking opportunity.

  • Farhan Khan

    I Please read more than 10 times this book. I will wait for 15 minutes before going to bed and audible audio book. I used to return each time you learned something new and I hear it every day for several months. This is definitely worth reading.

  • Digital Deepak

    I have read this book more than 10 times. I have an audio book from audible and I hear it for 20 minutes before I go to sleep. I used to hear it everyday for months sometime back and each time I learnt something new. Definitely a book worth reading. (or Hearing).

  • Andy P of SEOTipsInfo

    That is a pretty good book but have you been to one of T Harv Ekers weekend events? They are pretty mind blowing. I cam out of it really pumped and feeling like I could take on the world.
    Unfortunately the feeling does die off a little but just means I should probably go to another one!

  • Sigit Kurniawan

    Yes, rich is about mindset, if we have the right mindset, we will be rich millionaire.

    Thank you for the share.

  • April Jacobs

    This is very interesting. I haven’t read the book and I’m tempted to buy one. Everybody wants to be rich. I believe this book was a success. πŸ™‚

  • Michael P.

    I have read this book around 2 years ago. It really changed my mindset. If you ask me, it’s more of a self-help book than a personal finance one.

    Here are my thoughts regarding the 17 wealth files:

    (1) It’s the classic “taking responsibility” vs “victim mentality” mental states described in self-help books.

    (2) Rich people are aggressive (in a positive way) because they make use of opportunities that come in their way.

    (3) Those who get rich believed that they will eventually get rich in the first place; to them failure is not an option. Though, failure can happen at times, they reframe those failures only as temporary setbacks, then they try again, and again, until they succeed.

    (4) Thinking big means believing that we deserve the good things in life. It’s like the little boy whose childhood dream is to become a rock star — and eventually becomes one because he believed that it’s his destiny.

    (5) A good metaphor for this is the classic: “How do you see the glass? Half-empty or half-full?”

    (6) This one is important — really important. Sure there are rich people who are bad, but the good ones are more plentiful. Some people generalize rich people, thinking they are all bad — which is not based on reality. Remember: money can only make you more of what you are.

    It can affect us mentally that if we hate on rich people, then we are somewhat telling ourselves unconsciously that we don’t want to be rich because we will be like them if we do.

    Instead, it is better to study how the rich became rich. It’s called modeling. It’s like a child that learns how to speak without any formal instruction.

    (7) The famous author/speaker Jim Rohn, once said: “You are the average of the five people you spend the most time with.” Want to be successful? Hang-out with successful people.

    (8) Harv says that there is a saying that somewhat says: “If you build the best mousetrap in the world then the whole world will start lining up to knock at your door.” He adds something: “. . . only if they knew it.”

    (9) It’s about having a strong mindset: always believe that there is a solution.

    (10) We need to believe that we deserve the good things that come to us. If not, we would just sabotage our efforts. It’s called the fear of success by some psychologists. Don’t fear success — embrace it; you must believe that you deserve success.

    (11) Results matter. There is no virtue to working hard (or slacking off) if it doesn’t bring you results.

    (12) If you know the “Why Not Both?” meme (try searching it on google images) then you’ll get what Harv says. Do you want to be “rich” or “healthy”? Why not both?

    (13) In my opinion, net worth includes things we do for ourselves too, like going to the gym to be more healthy, and reading on good books to acquire useful knowledge.

    (14) Though they can afford the luxuries of life, rich people control their spending. They see the big picture. It’s not just today: tomorrow also counts.

    (15) It’s obvious that people who are rich knows how to multiply their money through investments like stocks, mutual fund, bonds, etc.

    (16) There’s a book titled: “Feel the Fear and Do It Anyway.” Why? Because we can only overcome our fears by facing them, most of the time, we will be surprised that what we feared was nothing more than a small obstacle.

    (17) What better way to learn and grow than to buy this book and learn from its lessons, not only about riches — but life too in general.

  • Zino

    Sounds great. Will try to look into it!

  • Forklift Training

    Brilliantly written book with some real life facts, it is always about developing a mindset.

  • Muhammad Mairaj

    Hey, how are you doing, bro?

    Have you read “Rich Dad, Poor Dad” by Robert Kiyosaki?
    I’m in the middle of reading it though but I’ve found it similar to this one. By far whatever I’ve been done with in that book, I found sentences like this quite witty, “poor dad would say ‘I’ll never be rich.’ On the other hand, rich dad always referred to himself as a rich man.”

  • Braden Talbot

    I read this in 2008. One quibble I had was the focus on net worth. I heard an excellent rebuttal to the net worth argument which said that rish focus on cashflow instead. Cashflow focuses on production and income rather than cutting off consumption and forcing yourself to live like well below your means just to maintain a net worth.

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